Auto Insurance Shopper
Lower Your Car Insurance Rates - Get a Free Quote Today
How Much Can You Save
.png)
Single-Car Insurance Savings
Save from $50 to $100 per month.
Multi-Car Insurance Savings
Save $100 to $250 per month.
What Affects Your Insurance Rate
Assume A Higher Risk
You can do this two ways: Purchase an older model of car and request a higher deductible
Auto Clubs and Professional Groups
If you are affiliated with AAA or a member of another professional association, there's a chance you can receive a lower insurance rate
Low-Risk Occupations
Insurance companies consider some occupations to be low-risk. If you work in a low-risk occupation there is a good chance you may receive a discount from most insurers
Discounts for Auto Security and Safety Features
Safety and security devices installed in your vehicle definitely reduce insurance premiums. Some of these devices include anti-lock brakes, car alarms and automatic seat belts
Combined Coverage
Look for an insurance company that offers both home and car insurance. Most providers could offer as much as a 20% discount if you combine your home and car insurance. Not only will you save money, it also reduces paper work and makes applying easier
Keep your Credit Score Good
Most insurance companies conduct a credit check to verify you can pay for your policy. A good credit score can ensure you get the policy you want with the insurance company you choose. If your credit score is low, you may want to look for an insurance company that does not use credit checks
Useful Tips For Lower Rates
It Pays to Shop Around
Remember, not all insurance companies are equal. Auto insurance prices vary between different companies
Avoid Filing Claims
Some auto insurance companies raise your rates once you file a claim on your policy
Avoid Getting a Speeding Tickets
Why? Your driving record always matters when it comes to the price of your auto insurance
Attend Defensive Driving Courses
Find out if your insurance company gives discounts for completing a defensive drivers course
Choose Yearly Policies
Selecting a yearly policy instead of six-month policy can increase savings on your auto insurance
Buy an Umbrella Policy
An Umbrella policy lets you insure your home as well as the contents and your vehicle under one company
Personalize Your Coverage With Policy Upgrades:
- Breakdown Coverage
- Personal Injury Coverage
- Rental Car Coverage
- Locksmith Coverage
- Maximum Liability Protection